What do we do with your informa
Facts WHAT DOES PALMETTO STATE BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number
  • Payment History
  • Transaction or loss history
  • Credit history
  • Overdraft history
  • Mortgage rates and payments
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Palmetto State Bank chooses to share; and whether you can limit the sharing.

Why We share your information
Reasons we can share your personal information Does Palmetto State Bank share? share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our Marketing purposes -
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No We Don't Share
For our affiliates' everyday business purposes -
information about your creditworthiness		 No We Don't Share
For our non-affiliates to market to you No We Don't Share

Questions? Call (803) 943-2671 or got to: www.palmettostate.bank


What we do
What We Do How
How does Palmetto State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Palmetto State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Pay your bills
  • Apply for a loan
  • Provide account information
  • Show your driver's license
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

Definitions
Definitions Example
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.
  • Palmetto State Bank does not share with our affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial or non-financial companies.
  • Palmetto State Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Our joint marketing partners include insurance companies.

Other Important Information

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.

For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

SMS Messaging Privacy

Palmetto State Bank respects the privacy of individuals who communicate with us through SMS text messaging. When you enroll in or consent to receive SMS communications from Palmetto State Bank, we may collect your mobile telephone number, messaging preferences, consent information, and information related to your text message communications.

This information is used to provide requested communications, respond to customer inquiries, deliver account-related notifications, provide customer service, and administer our SMS messaging services.

No mobile opt-in information or text message consent will be shared with third parties or affiliates for marketing or promotional purposes.

Palmetto State Bank may utilize authorized service providers to facilitate the delivery and administration of SMS communications. Such providers are permitted to use information only as necessary to provide services on behalf of Palmetto State Bank, subject to applicable privacy and security requirements.

For additional information regarding our SMS messaging practices, including message frequency, applicable rates, and instructions for opting out, please review our SMS Terms and Conditions.