Whether you’re a small business, a large company, or a civic organization, we have checking account solutions to support you. 

CHECK OUT OUR COMPARISON CHART TO EXPLORE WHAT EACH OFFERS

Business Banking
Blank Small Business Checking Regular Business Checking Business Interest Checking Business Analysis Checking Civic Checking
Initial Deposit $250 $500 $500 N/A
Minimum Balance N/A N/A N/A N/A
Service Fee $6 per month (Service charge is waived if a $1,500 daily balance is maintained) Service charges are determined by analysis Service charges are determined by analysis No service fees or charges

DISCOVER MORE ABOUT OUR CHECKING OPTIONS AND HOW THEY CAN SUPPORT YOUR bUSINESS GOALS

Small Business Checking 

How It Works

  • $250 minimum balance to open 

  • Great for businesses with less than 150 total debits, credits, and deposits during a statement cycle 

  • Low monthly maintenance charge of $6.00  

Who It’s For 

Small business owners need banking solutions that are simple and easy to use. That’s exactly how our small business checking works. 


Regular Business Checking 

How It Works

  • $500 minimum balance to open 

  • Unlimited check writing 

  • No monthly minimum balance requirements

  • Services charges are subject to analysis*

Who It’s For 

Our regular business checking is designed for a variety of companies that want a flexible account with no monthly minimum balance.


Business Interest Checking 

How It Works

  • $500 minimum deposit 

  • Earn interest on your average available balance with a $500 minimum balance  

  • Write an unlimited number of checks

  • Services charges are subject to analysis*

Who It’s For 

Available only for sole proprietor businesses, non-profits, and public sector organizations, our business interest gives you an easy-to-manage account that allows you to earn on your average available balance. 


Civic Checking 

How It Works

  • No minimum balance

  • No service fees or charges  

Who It’s For 

Designed specifically for non-profits, churches, schools, and civic organizations. Civic Checking helps you do good in your community with an easy-to-manage account. 





Sign up for any business checking account by visiting one of our local branches. 

FOR INTEREST-EARNING ACCOUNTS, WE HAVE RATE TIERS: 

  • Tier 1 - Up to $4,999.99

  • Tier 2 - $5,000.00 - $19,999.99

  • Tier 3 - $20,000.00 - $49,999.99

  • Tier 4 - $50,000 and up 


Service charge analysis

Certain business accounts are subject to analysis to determine service fees. Fees are only charged when expenses from services provided are more than the earnings allowance from your account balances. 

Service Charge Analysis
How It Works Service Charge Breakdown
Earnings credit is calculated on the average collected balance and may be used to offset fees on the account.
  • $100 minimum balance to open
  • $6.00 monthly service charge
  • Per item debit - $0.10
  • Per item credit - $0.20
  • Per item deposited - $0.10

Have questions or want to learn more about these accounts?

Give us a call at (803) 943-2671 or visit one of our local branches