The Management Team 

Palmetto State Bank is led by a group of dedicated employees whose expertise guides us toward our mission.

Andy Westbrook

Andy Westbrook

Chief Executive Officer

awestbrook@palmettostate.bank

Kelly Crawford

Kelly Crawford 

SVP/Chief Financial Officer 

kcrawford@palmettostate.bank 

Gray Henderson

Gray Henderson 

EVP/Mortgage Loans Director 

ghenderson@palmettostate.bank

 
John Peters

John Peters 

SVP/Operations 

jpeters@palmettostate.bank

Mark Altman

Mark Altman 

SVP/I.T. Director

maltman@palmettostate.bank 

Chad Westendorf

Chad Westendorf

VP/Loan Portfolio Manager 

cwestendorf@palmettostate.bank 

 
Beth Chafin

Beth Chafin 

AVP/Human Resources Director 

bchafin@palmettostate.bank 


Branch Managers 

Our branches are led by managers who know the community they’re working in and will be there when you have questions or need support. 

 
 
 
 
Branch Mgrs
Name Branch Location Phone Number Email Address
Donna Barnes Allendale (803) 584-2191 dbarnes@palmettostate.bank
Latoya Salters Bluffton (843) 757-3747 lsalters@palmettostate.bank
Joe Gray Peeples Estill (803) 625-2151 jpeeples@palmettostate.bank
Joshua Barnes Hampton (803) 943-2671 jbarnes@palmettostate.bank
Scott Klumb Beaufort (843) 524-3300 sklumb@palmettostate.bank
Corinth Ritter Fairfax (803) 632-2552 critter@palmettostate.bank
James Sampson Burton (843) 524-4111 jsampson@palmettostate.bank