Checking Accounts to Support Your Financial Needs at Every Stage of Life

CHECK OUT OUR COMPARISON CHART TO EXPLORE WHAT EACH OFFERS

Checking Accounts
Item Palmetto Checking Interest Checking Money Market Checking Prime Time Checking
Initial Deposit $100 $500 $1,000 $100
Minimum Balance N/A N/A N/A N/A
Service Fee $6 per month (Service charge is waived if a $1,500 daily balance is maintained) $10 per month (Service charge is waived if a $1,500 daily balance is maintained) $10 per month (Service charge is waived if a $1,500 daily balance is maintained) $6 per month (Service charge is waived if a $1,500 daily balance is maintained)

DISCOVER MORE ABOUT OUR CHECKING OPTIONS AND HOW THEY CAN SUPPORT YOUR FINANCIAL GOALS

Palmetto Checking 

How It Works

  • $100 initial deposit

  • No monthly service charge if a $1,500 daily balance is maintained

  • Full-time student account holders are eligible for a service fee waiver 

  • You’ll earn a $2 credit towards your service when you sign up for e-Statements, which makes it easy to manage your account 

Who It’s For 

Anyone looking for an easy-to-manage account with low fees and deposit requirements. 


Interest Checking 

How It Works

  • $500 initial deposit

  • Earn interest on your balance 

  • No monthly service charge if a $1,500 daily balance is maintained

  • You’ll earn a $2 credit towards your service when you sign up for e-Statements, which makes it easy to manage your account 

Who It’s For

Account holders who want to earn interest while still having an accessible account. 


Money Market Checking 

How It Works

  • $1,000 initial deposit

  • Earn interest on your holdings

  • Six free checks, electronic transfers, or preauthorized transactions per statement period

  • Service charges are waived with a $1,500 daily maintained balance 

  • You’ll earn a $2 credit towards your service when you sign up for e-Statements, which makes it easy to manage your account 

Who It’s For

Money market accounts offer robust interest rates while giving you flexibility to access your money. 


Prime Time Checking

How It Works

  • Designed for aged 55+ clients 

  • $100 initial deposit

  • Earn interest on your account

  • Unlimited check writing + three free cashier’s checks per calendar month 

  • Service charges are waived with a $1,500 daily maintained balance 

  • You’ll earn a $2 credit towards your service when you sign up for e-Statements, which makes it easy to manage your account 

Who It’s For

Customers 55 and up who want an easy-to-use account with access to checks and interest-earning potential. 


Ready Reserve Overdraft Line of Credit 

We know things happen, and you may overdraft on your account. Our overdraft protection ensures you have enough money to cover the expenses coming out of your account. 


OPEN AN ACCOUNT ONLINE OR HEAD INTO ONE OF OUR BRANCHES TO GET STARTED. QUESTIONS ABOUT OUR CHECKING OPTIONS? GIVE US A CALL AT (803) 943-2671.