We’re Focused on Making Our Communities Stronger

Every day, we set out to help our customers achieve economic and financial security through the banking services we offer. 

As a community bank, the people and places we support are home to us. Our customers are our neighbors. We shop with the businesses that bank with us. And we’re committed to making the communities we serve better. 

For our employees, we want to be a place where they can learn, grow their skills, and find fulfillment in being part of a local bank.


Palmetto State Bank Misson

To create the best community bank possible by:

·      Continually helping our customers achieve economic success and financial security;

·      Creating a place where our employees can learn, grow and be fulfilled in their work;

·      Making our communities in which we work & live better places, and thereby:

·      Optimizing the long-term return to our shareholders, while providing a safe and sound investment.


Palmetto State Bank Philosophy

As a mission-driven Community Bank, Palmetto State Bank abides with a distinct set of values. We inspire our employees to maintain a strong sense of purpose, which in turn develops a high level of self-esteem. Our employees aren’t afraid to take that step forward and turn rational ideas into actions and actions into goals. Their competitive nature and “can do” attitude ultimately fulfill the very essence of our mission.

Furthermore, Palmetto State Bank believes that banking is about meaningful, long-term relationships, not only with our employees, but our customers as well. We strive to add value to these relationships by taking the time to listen, understand, and care about any need or concern our employees or customers may have. Our individualized, responsive service and community involvement sets us apart from other banks and contributes greatly to our success.

Also, Palmetto State Bank strongly supports local non-profit groups, the chamber of commerce, and area schools through contributions and employee volunteerism. It is important for us to function as a community member, gladly giving back through ties with area organizations and events for the betterment of our community.


Palmetto State Bank’s History

Palmetto State Bank, headquartered in the Lowcountry of South Carolina, was founded in 1907. It has grown into a half-billion-dollar institution with seven branches serving Beaufort, Allendale, Hampton counties and market executives in Greenville and Charleston. Its board, executives and employees are proud to deliver the kind of service that many believe was a thing of the past, with a commitment to seeing to its neighbors’ needs with the very best personal, one-on-one attention

We’re a well-capitalized bank with a $600-million asset range that’s built to withstand economic headwinds and changes.

Andy Westbrook

President & CEO

NMLS# 690805

awestbrook@palmettostate.bank

803-943-7688

Ask Andy Westbrook about the PSB Vision and he’ll tell you “We strive to set ourselves apart from other banks by being a reliable, responsive and trusted financial partner willing to construct custom-tailored financial solutions. Our goal is to provide individuals and businesses with a service experience that greatly exceeds their expectations”.

Kelly Crawford

Chief Financial Officer

kcrawford@palmettostate.bank

706-835-7386

Kelly believes that “Community banking is built through strong relationships with customers, built through trust and respect”. Being a High performing bank is achieved through disciplined management  and striving to exceed both the internal and external customer experience. “Ultimately, our responsibility is to be good stewards and operate in a safe and sound manner while satisfying all stakeholders, which includes our shareholders, customers, and employees”.